Indexed Annuities

My husband and I have been trying to save and invest some of our money so that we can have extra to live on when we retire. We have a gal who takes care of it for us and I am so thankful for that because if it were up to me to figure out all the different ways to invest and the terminology I would be lost. Terms like indexed annuities would totally confuse me. I am sure glad that there are people who are educated in this area so that they can help people like myself and my husband.