Credit Cards

Credit cards are wonderful things to have when you are traveling or you need to purchase things over the phone or online but they also can be a big problem. When I say problem I mean people who use them for purchasing things when they don't have the money to pay for them. It just builds up and you find yourself in great debt because you can't pay them off. I always try to say if you don't have the money for it now, wait till you do and don't buy if you can't pay it off the next billing. It can get you into too much trouble with money. From experience when I was young I know what I'm talking about and will never make that mistake again.